Privacy Policy

Vincent Financial Planning LLC
Effective Date: November 4, 2026

1. Introduction

Vincent Financial Planning LLC ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us through our website, contact forms, and financial assessment tools.

This Privacy Policy explains what information we may collect, how we use it, and the choices available to you.

2. Information We Collect

Depending on how you interact with us, we may collect:

  • Name and contact information, including email address and phone number.

  • Information you voluntarily provide through contact forms.

  • Financial information you choose to provide through our Financial Needs Assessment.

  • Technical information such as browser type, device information, and website usage data collected through website tools or analytics.

Please do not submit Social Security numbers, account passwords, payment card information, or other highly sensitive information through general website forms.

3. How We Use Your Information

We may use information you provide to:

  • Respond to questions and requests.

  • Discuss financial protection and planning services.

  • Review information you voluntarily submit through our assessment.

  • Communicate about requested services or appointments.

  • Improve our website and visitor experience.

  • Meet applicable legal, regulatory, and business obligations.

We do not sell your personal information.

Information collected through our Family Protection & Financial Needs Assessment is used to understand each client's individual financial circumstances, identify potential protection and planning needs, and provide personalized educational guidance and service recommendations.

Assessment responses are stored in a restricted-access Google Spreadsheet and may also be delivered to our designated business email account. Access is limited to authorized personnel.

We do not sell client information or share assessment responses with unrelated third parties for their independent marketing purposes. Information may be processed by service providers that support our assessment and communications, or disclosed when required by law.

4. Financial Needs Assessment

Vincent Financial Planning LLC provides a Family Protection & Financial Needs Assessment to help individuals and families evaluate their financial protection needs and planning goals.

The assessment may request information including:

  • Name, phone number, and email address.

  • Household income and expenses.

  • Mortgage balances and other outstanding debts.

  • Existing insurance coverage and financial goals.

  • Number of dependents and children's ages.

This information is voluntarily provided by visitors and may be used to better understand their stated financial circumstances, evaluate potential protection needs, and respond to requests for information about our services.

The assessment is provided through Google Apps Script and Google services, separately from this website. Information submitted through the assessment may be processed and stored by Google in accordance with its applicable privacy and security practices.Please do not submit Social Security numbers, bank account numbers, passwords, or payment card information through the assessment.

Submitting an assessment does not automatically establish a client relationship, guarantee coverage, or constitute an insurance application.

Information will be handled in accordance with applicable privacy and legal requirements. We do not sell your personal information.

5. Sharing of Information

Vincent Financial Planning LLC operates independently and collects information directly from individuals through its financial needs assessment and business communications.

Information submitted through our assessment is used to understand individual financial circumstances, discuss potential protection needs, and provide educational guidance and service recommendations.

We do not routinely share assessment responses with insurance marketing organizations (IMOs), insurance carriers, or unrelated third parties.

If an individual independently chooses to apply for an insurance or annuity product, a separate application process may require information to be provided directly to the applicable insurance carrier or authorized provider, with the individual's knowledge and appropriate authorization.

We may use technology and service providers to support our website, assessment, data storage, and communications. We do not sell personal information.

6. Data Security

We take reasonable steps to protect information submitted to us. However, no website, electronic transmission, or storage system can be guaranteed completely secure.

Please avoid sending highly sensitive financial or personal information through unsecured communication channels.

7. Data Retention

Vincent Financial Planning LLC retains personal and financial information only for as long as reasonably necessary to fulfill the purposes for which it was collected, meet applicable legal and regulatory obligations, and support legitimate business operations.

For individuals who complete a financial needs assessment but do not become clients, assessment information may be retained for up to 12 months for follow-up purposes, unless the individual requests otherwise or a longer retention period is required by law.

Records associated with insurance transactions will be retained for the applicable period required by Kentucky law and other applicable regulatory requirements.

When information is no longer needed and is not subject to a retention requirement, it will be securely disposed of.

8. Cookies and Website Analytics

Vincent Financial Planning LLC may use cookies and similar technologies through Squarespace and other connected services to support website functionality, understand visitor activity, improve website performance, and enhance the visitor experience.

These technologies may collect information such as browser type, device information, pages visited, and general website usage.

Visitors may be able to manage certain cookie preferences through available website settings or their browser settings. Disabling certain cookies may affect some website features.

Third-party services may use their own cookies and tracking technologies in accordance with their respective privacy policies and practices.

9. Your Privacy Choices

You may contact Vincent Financial Planning LLC to:

  • Request information about personal information you have submitted.

  • Request corrections to inaccurate information.

  • Ask questions about how your information is collected, used, or protected.

  • Request that we stop sending follow-up or marketing communications.

Requests will be handled subject to applicable legal, regulatory, and recordkeeping requirements. We may need to retain certain records even when a deletion is requested.

10. Third-Party Websites and Services

Vincent Financial Planning LLC may use third-party websites and services to support business operations, client communications, financial assessments, and website functionality.

These services may include:

  • Google Forms: Used to collect information voluntarily submitted through our Family Protection & Financial Needs Assessment.

  • Google Sheets: Used to store and organize submitted assessment responses.

  • Google Gmail: Used for business communications and receiving assessment notifications.

  • Linktree: Used to provide visitors with access to our business resources and services.

These third-party providers may collect, process, or store information in accordance with their own privacy policies and terms of service.

Our website may also contain links to external websites. We encourage visitors to review the privacy policies of those providers before submitting personal information.

We take reasonable steps to use third-party services responsibly and protect information entrusted to us, subject to applicable legal and regulatory requirements.

11. Children's Privacy

Our website and financial assessment tools are intended for adults, parents, and legal guardians.

We do not knowingly collect personal information directly from children under the age of 13 through our website.

Parents or legal guardians may voluntarily provide limited information about their children or dependents, such as ages and the number of dependents, when completing a family financial needs assessment.

This information is used solely to help understand family financial protection, education funding, and planning needs.

Parents and legal guardians should not submit unnecessary sensitive personal information about children through our general website forms or assessment tools.

12. Changes to This Privacy Policy

Vincent Financial Planning LLC may update this Privacy Policy periodically to reflect changes in our business practices, services, technology, or applicable legal and regulatory requirements.

Any revisions will be posted on this page with an updated effective date. We encourage visitors to review this policy periodically to stay informed about how their information is collected, used, and protected.

13. Contact Us

If you have questions about this Privacy Policy, how your personal information is collected or used, or wish to make a privacy-related request, please contact:

Vincent Financial Planning LLC

Email: ronnie@vincentfinancialplanning.com

Location: Kentucky, United States

FAITH • FAMILY • LEGACY